Completion Costs Calculator (BC)

Presale & assignment buyer costs — informational only. No advice.

Basic Details

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Price from your contract.

We'll separate base + GST if you choose Yes.

Default 5%. Editable.

Enter a dollar amount or switch to % of price.

Only for mortgage limit; PTT still uses the contract price. Enter only if your lender requires it for mortgage calculations.

LTV = mortgage ÷ price (before GST). 80% LTV means 20% down. Insured mortgages can be up to 95% LTV (≈5% down), subject to lender/insurer rules.

Down Payment

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PTT Settings

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Residential portion is the share of the property that's residential. For a condo it's usually 100%. For mixed-use, estimate the residential share.

We show PTT before exemptions and subtract any amount you enter.

Foreign Buyer — Additional PTT (Optional)

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"Residential portion" means the fraction of value that is residential (100% for a condo; estimate for mixed-use).

Closing Costs & Adjustments

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Enter estimates; use negative numbers for credits.

Results

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Price Before GST —
GST (Est.) —
Mortgage Used —

PTT Breakdown

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PTT Before Exemptions —
Exemptions Entered —
PTT Total (Est.) —
Closing Costs (incl. PTT + GST) —
Additional Down at Completion —
Cash to Close (Est.) —