CloseSure

1. Acceptance of Terms

By accessing and using CloseSure (the "Service"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Service.

2. Description of Service

CloseSure is an informational calculator for estimating amounts related to presale and assignment purchases in British Columbia, Canada. The Service provides estimates for Property Transfer Tax (PTT), GST, mortgage calculations, and cash-to-close amounts based on your inputs.

3. No Professional Advice

Important: CloseSure does not provide financial, legal, tax, lending, investment, or real-estate advice. All outputs are estimates based on your inputs and should not be relied upon as professional guidance.

You should verify all calculations and consult with licensed professionals including:

• Real estate lawyers or conveyancers for legal matters
• Licensed mortgage brokers or lenders for financing
• Certified accountants for tax implications
• Licensed real estate agents for property transactions

4. No Client Relationship

Use of this Service does not create any client, agency, fiduciary, or professional relationship between you and CloseSure or its operators. We are not your advisors, representatives, or agents.

5. Accuracy and Liability

While we strive for accuracy, CloseSure makes no warranties or representations about the accuracy, reliability, completeness, or timeliness of the calculations provided.

Disclaimer: CloseSure and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the Service, including but not limited to financial losses, incorrect calculations, or decisions made based on the estimates provided.

6. Data Storage

All calculation data is stored only in your browser's localStorage until you click "Clear all data." We do not store your calculations on any server. See our Privacy Policy for more information.

7. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Continued use of the Service after changes constitutes acceptance of the modified terms.

8. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of British Columbia, Canada, without regard to its conflict of law provisions.

9. Contact

If you have questions about these Terms of Use, please contact us through the calculator page.